Financing Options for Your Milwaukee Roofing Project

At Standard Roofing & Restoration, we understand that roofing projects can be an unexpected financial burden. That’s why we are proud to offer financing options to help make them more affordable. Whether you require an urgent repair or are planning for a total replacement, we’ve partnered with Sunlight Financial to get you the quality roofing services you deserve, whenever you need them.

Explore Our Financing Plans

We offer financing plans that range from 4 to 9 years with deferred interest for either 6 or 12 months, and no money down. After the deferment period, there is a 9.99% APR with fixed monthly payments until paid in full. Learn more details below!

$0 Down, 0% Interest

Qualified applicants can enjoy $0 down and 0% interest on their roofing project for the first 12 months. That means you can get the repair or installation completed right away, and pay later!

Flexible Rates

Thanks to the flexibility provided by our 4-year, 4.5-year, 9-year, and 9.5-year plan options, you get to decide whether you want to pay less or more each month, and over the course of what time period.

No Hidden Fees

We want you to know exactly what you’re signing up for, so we guarantee that there are no surprises or hidden fees when you choose one of our financing options—what you see is what you get!

How Our Financing Works

At Standard Roofing & Restoration, we aim to make your roofing project as easy as possible, which is why our financing approval process is fast, simple, and designed with your satisfaction in mind.

red 1 with transparent background Fill Out an Application

To get started, you’ll fill out our application through Sunlight Financial. If you have any questions or concerns at any point during the process, feel free to contact us for assistance. We want to help in any way we can!

red 2 with transparent background Wait for Approval

Once you submit your application, you’ll have to wait for approval. This can take anywhere from minutes to days, depending on the type of loan and the thoroughness of the supporting documentation you provide.

red 3 with transparent background Select Your Plan

After the lender has contacted you to let you know you’ve been approved for a loan, you can begin to browse our financial plans and choose the one that best suits your unique project needs, budget, and desired timeline.

red 4 with transparent background Start Your Project

Congratulations—now that your repayment plan has been chosen and financing secured, we can begin working on your roofing project! We will schedule a start date whenever is most convenient for you.

Average Roofing Payment Costs

Monthly payments are determined by the total cost of your roofing project and the repayment terms of your chosen financing plan. Take a look at the table below to get an idea of how much your monthly payment may be based on the average cost (by Wisconsin city) of an asphalt shingles roof replacement. For an even more accurate project cost estimate, check out our roofing calculator.

City Est. Cost to Pay in Full  Est. 1-Year Financing Cost ($/month) Est. 10-Year Financing Cost ($/month)
Milwaukee $5,782 – $11,564 $481 – $963 $67- $134
Appleton $8,503 – $17,195 $707 – $1,343 $98 – $187
Brookfield $8,917 – $17,835 $743 – $1,486 $102 – $206
Waukesha $8,059 – $16,120 $671 – $1,343 $93 – $286
Madison $7,069 – $14,140 $589 – $1,178 $82 – $164
Menomonee Falls  $7,145 – $14,289 $595 – $1,190 $83 – $165
Racine $5,353 – $10,707 $445 – $892 $62 – $124
Wauwatosa $7,161 – $14,322 $597 – $1,193 $83 – $166
Mequon $6,600 – $12,700 $569 – $1,121 $85 – $164
West Allis $5,077 – $10,155 $423 – $846 $59 – $118
New Berlin $8,093 – $16,186 $674 – $1,348 $94 – $188

Other Ways to Pay for Your Roofing Project

We understand that a financing plan may not be the right decision for everyone. Luckily, at Standard Roofing & Restoration, it’s not your only choice. There are plenty of alternative payment methods or financial options we accept that may better suit your needs (while still making your roofing project more affordable).

Apply for a Government Grant

There are plenty of federal, state, and local programs available for homeowners in need of financial assistance with their roof installation or repair. Take the time to research grants or non-profits in your area and see if you qualify for aid! Eligibility typically depends on things like income level, location, and your home’s current condition.

Take out a Home Equity Loan

Home equity loans (sometimes known as a second mortgage) allow you to use the equity in your home as collateral to borrow money. The loan is typically paid out in a lump sum with a fixed interest rate that does not change over time. This option is preferred by homeowners looking to make improvements due to the predictable payment schedule and low interest rates—but make sure to talk to a trusted financial advisor before going this route.

Charge it as Credit

When in doubt, you can always charge your residential roof project to your credit card if you don’t want to pay for everything up front! Most trusted roofing companies (like Standard Roofing & Restoration) accept all major credit cards, but always double-check with your contractor first. If they do accept your credit card, make sure to ask if there’s a processing fee—these can range from 3% to 5% of the cost.

Common Roof Financing Questions

We offer financing plans for both roof repairs and full replacements! That means whatever your roofing needs are, at Standard Roofing & Restoration, we’ve got you covered.

The amount that you can finance often depends on your credit score and the size of the project. We will work alongside Sunlight Financial to determine exactly what you’re eligible for.

Oftentimes, yes! Some financial plan options allow for early repayment without any penalties. If that’s something you’re interested in, our team will help you choose a plan that’s best suited for you.

Typically, you’ll need proof of income, some form of identification (like a driver’s license or passport), and possibly information regarding your home’s current mortgage.

At Standard Roofing & Restoration, we don’t want there to be any surprises, so all of our financial plans offer fixed rates. That means you always know exactly what to expect!

Yes, Standard Roofing & Restoration offers a 10-year, comprehensive warranty on all of our projects, regardless of whether or not they’ve been financed.

Yes, you can! Financing can be used to cover whatever costs remain after insurance or grants. 

Why Choose Standard Roofing & Restoration?

When you choose to finance a roofing project with Standard Roofing & Restoration, you aren’t just choosing our premier services—you’re also choosing our continued commitment to excellence.

Flexible Financing Options

At Standard Roofing & Restoration, we understand that some roofing projects just can’t wait. That’s why we offer flexible financing plans that allow you to decide what’s best for your budget. That means your roof, as well as your finances, are safe.

Customer-First Mentality

Choosing financing for a roofing project is no small task, which is why we like to be open, honest, and communicative with our customers right from the get-go. Our dedication to transparency will have you feeling informed and worry-free through the process.

Years of Experience

We’ve been the top choice for roof installations, replacements, and repairs around the Milwaukee area for years! As a result, we’ve gathered a wealth of knowledge and experience, and can handle your financed roofing project with the quality and care it deserves.